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Do I need to enroll my new card to earn Rewards?No. Once your card is activated you will begin to earn points on eligible purchase. What happens to the points I earned on the old Rewards Program?Your points balance from our old rewards program will carry over to the new program. Do I earn points for cash advances or balance transfers?No. Points are earned on all eligible purchases online or in-person at national and local retailers. Are there any bonus points with the new program?Yes. You can earn additional rewards points when shopping at participating retailers. We’ll send you more info once our card conversion process is complete. How do I redeem my points with the new program?You will be able to view your points balance directly within Digital Banking or our mobile app. You will also be able to redeem your points for cash directly through the desktop or mobile app. How will I receive my 1.5% Cash Back?Once you complete the online redemption form, the money will be deposited directly to your APL FCU Savings, within 10 business days. Do the points expire?No. Unlike some other rewards cards, you never have to worry about your points expiring. Does the new card have an annual fee?No. We’ve increased the rewards, not the fees. As always, your Rewards Card has no annual fees, transaction fees or cash advance fees, plus a 30-day grace period on purchases. *During each cycle period, the total of your eligible purchases is rounded up or down to the nearest dollar. You’ll then receive 1.5 points per dollar spent. Eligible purchases include online and in-person purchases made on your Rewards Card at national and local retailers. Cash advances, balance transfers and cash equivalent transactions do not earn points.
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